Sar Narrative Drafter

Use when a BSA officer, AML investigator, transaction-monitoring analyst, or financial-intelligence-unit (FIU) staffer at a U.S. financial institution filing under 31 C.F.R. Chapter X needs to draft a FinCEN SAR Part V narrative for a single Suspicious Activity Report. Guides PII-safe intake of the filer, subject(s), accounts, activity window, alert / red-flag triggers, investigation steps, and disposition rationale, maps each fact to Who / What / When / Where / Why / How, tags applicable FinCEN advisories and keywords (FIN-2026-…), structures the narrative as Introduction → Body → Conclusion, runs an FFIEC SAR-quality self-check and a weak-language audit, handles initial / continuing-activity / joint / corrected filing posture, and produces a DRAFT narrative with FinCEN-keyword tag list, 5 W's + H coverage matrix, prior-SAR cross-reference list, document-retention block, and a BSA-officer review and sign-off block — for BSA officer review before any FinCEN BSA E-Filing submission. Never submits a SAR, never logs into FinCEN BSA E-Filing, never communicates with law enforcement, never discloses the SAR's existence or contents to the subject (31 U.S.C. § 5318(g)(2)), and never substitutes for the BSA officer's judgment on whether to file.

by @archlab-space (devasher)·MIT-0