Yuebao

余额宝理财认知指南。Use for: (1) 本质理解——货币基金而非存款（不保本但低风险）, (2) 收益读数解读：7日年化 vs 万份收益, (3) 快速赎回限额与大额资金的进出规划, (4) 与银行存款/短债基金的比较选型。Yu'ebao guide: money-market-fund fundamentals, yield-metric literacy, redemption limits, and alternatives comparison.

by @zhangifonly·MIT-0